The U.S. Navy employs a single approach to education and training in virtually all of its schoolhouses and learning environments. This one size fits all system is dated and inefficient, and the Navy could potentially benefit from an individualized approach. Personalized learning is a methodology that enables the individual student to learn in a manner that best suits his or her aptitude, background, and learning style. This approach, while complex and expensive to implement, is quickly gaining traction as educational technology improves. The benefits of such a methodology to student outcomes and organizational efficiency could be substantial. In analyzing cost structures of three fundamental instructional models, long-run average total costs for each were found to be most sensitive to delivery of instruction, not content development or school infrastructure. Fewer human teachers, less travel time, more cost-effective delivery of training, and a higher level of student performance make personalized learning an attractive alternative to the industrial model. The Navys Digital Tutor program is one such example, and although there are mixed results for its effectiveness and cost savings, evaluating this program provides lessons for continued efforts in embracing technology to develop revolutionary training and education programs for the future.