The Survivor Benefit Plan (SBP) Friend or Foe?
AIR COMMAND AND STAFF COLL MAXWELL AFB AL
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Unfortunately, many military members complete a career in the service and fail to seriously plan for the possibility of death after retirement. All too often, the military member is suddenly faced with the necessity to deal with this stark reality shortly before retirement day when he receives his initial briefing on te Survivor Benefit Plan SBP. During this hectic period, there may be little time to do a complicated analysis of SBP or to look for alternative forms of commercial insurance. This paper is an analysis by a career Air Force officer who has taken an in depth look at the SPB and some alternative forms of insurance. It does not contain all the answers. It merely presents one persons views of the SBP and provides a frame work to allow each prospective retiree to compare SBP with commercial insurance.
- Economics and Cost Analysis
- Personnel Management and Labor Relations